Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Conviction - A judgment of guilt against a criminal defendant.⏎
Clerk of court - The court officer who oversees administrative functions, especially managing the flow of cases through the court. The clerk's office is often called a court's central nervous system.⏎
Court - Government entity authorized to resolve legal disputes. Judges sometimes use "court" to refer to themselves in the third person, as in "the court has read the briefs."⏎
De novo - Latin, meaning "anew." A trial de novo is a completely new trial. Appellate review de novo implies no deference to the trial judge's ruling.⏎